Fulton County, Georgia

Union City, Georgia Real Estate Investing — Market Data

A live read on Union City for flip, ground-up, and rental investors: home values, rents, price cuts, and an estimated return — with a calculator prefilled to local numbers.

Market data as of July 2026.

Typical home value
$233,661
down 4.3% year over year
Typical rent
$1,813/mo
up 4.2% year over year
Active listings
93
Listings with a price cut
23.9%

What the numbers say in Union City

The typical home in Union City is worth $233,661, down 4.3% over the past year. About 23.9% of listings take a price cut. At a median rent of $1,813/mo, the unlevered capitalization rate (cap rate) pencils to roughly 5.6%.

Flip

Fix-and-flip conditions in Union City

Flips live and die on resale speed and price softness. In Union City, about 23.9% of listings take a price cut. Start from a defensible After-Repair Value (ARV), then work backward to your Maximum Allowable Offer (MAO).

Ground-up

New-construction economics in Union City

Ground-up works when the finished home sells for meaningfully more than land plus build. Union City's typical home value of $233,661 anchors the resale you're building toward. Add land, construction cost per square foot, soft costs, and holding costs to see if the spread clears your margin.

Rental

Rental returns in Union City

At Union City's median value and rent, the unlevered capitalization rate (cap rate) is about 5.6%, a rent-to-price ratio of 0.78% (the 1% rule). Cap rate ignores financing; the calculator below starts from Union City's medians so you can adjust to a real deal.

Cap rate at median
5.6%
Gross yield
9.3%
Rent-to-price (1% rule)
0.78%

The deal

Purchase price and the monthly rent the property would command in today's market.

Operating costs

Annual property tax rate, monthly insurance, and the operating reserves you set against rent.

Capitalization rate
5.6%

Net Operating Income (NOI) $13,130 / yr ÷ purchase price $233,661

Annual Net Operating Income (NOI)
+$13,130
1% rule (rent ÷ price)
0.78%
Below the 1% rule.

Monthly operating-expense breakdown

Every operating cost that flows into Net Operating Income (NOI). Mortgage principal and interest are deliberately excluded — cap rate is unlevered.

Rent (echoed)$1,813 / mo
Property tax$234 / mo
Insurance$68 / mo
Property management$181 / mo
Maintenance$91 / mo
Vacancy allowance$145 / mo
Total monthly operating expenses$719 / mo

This is an estimate from the numbers you entered. A real cap rate is anchored by current leased comparables, the actual assessed property tax, and a quoted insurance premium — not typed assumptions. Always confirm with a full Comparative Market Analysis (CMA) before making an offer.

Skip the manual rent comp hunt

Type a Georgia address, or ask Fundry's AI assistant for the numbers in plain English. Either way Fundry pulls the leased comparables and the assessed tax on record and runs Net Operating Income, cap rate, and Cash-on-Cash return — flip, ground-up, or rental. You decide which comparables count. Free.

Run a real CMA free

How to read these Union City numbers

  • Typical home value is the value of a mid-tier home — a steadier signal than a single month's sales.
  • Days to pending is how fast homes go under contract. Fewer days favors sellers; more days gives a flipper room to negotiate.
  • Listings with a price cut flags softening — more cuts can mean more motivated sellers.
  • Capitalization rate (cap rate) is annual Net Operating Income (NOI) divided by price — an unlevered yardstick for rentals. A full Comparative Market Analysis (CMA) refines it with real comparable rents.

Run your own numbers on a specific Union City deal:

Nearby Georgia markets

Union City real estate FAQ

What is the typical home value in Union City?+

The typical home in Union City is worth about $233,661, down 4.3% over the past year. This reflects mid-tier homes and updates monthly.

What cap rate can you get in Union City?+

Using Union City's median home value and median rent of $1,813 per month, the estimated unlevered capitalization rate (cap rate) is about 5.6%. Your actual cap rate depends on the specific property, its rent, taxes, and operating costs — run the calculator on this page to model a real deal.

Is Union City a good place to invest in real estate?+

It depends on your strategy. Union City's value, rent, and price-cut data above show the conditions for flip, ground-up, and rental approaches. Use the free calculators to underwrite a specific deal before deciding — the numbers here are a starting point, not a verdict.

Market figures are estimates of typical conditions, updated monthly, from Zillow Research public data. Coverage varies by market — smaller markets may have no published rent index, in which case this page shows no rental return. For official U.S. home-price data, see the Federal Housing Finance Agency House Price Index.

Run the numbers on a real Union City address

Search any Union City address. Fundry pulls matched comparable sales and builds the full deal — flip, ground-up, or rental. Free.

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